Frequently Asked Questions about Buying a Home

We specialize in residential real estate, offering services including buying, selling, renting, and property management. Our team helps guide you through every step of the real estate process, from finding your dream home to negotiating contracts.

The first step in buying a home is to contact one of our agents. We’ll help you determine your budget, narrow down your preferences, and schedule home viewings. We can also connect you with mortgage brokers for financing options and ensure you're informed at every stage of the process.

To apply for a mortgage, you'll typically need:

• Proof of income (pay stubs, tax returns)
• Credit report
• Employment history
• Personal identification (e.g., driver’s license)
• Bank statements or savings documentation Check with your lender for specific requirements.

Selling your home with us starts with a free market evaluation to determine your home’s value. We’ll then guide you through staging, listing, and marketing your property, as well as handling negotiations with potential buyers. 

We offer a FREE Home Value Tool that you can sign up for on our main page 

While it’s not required, working with a professional real estate agent offers many advantages. We bring industry knowledge, negotiation skills, and access to listings and buyers that can help you get the best deal.

We provide a free home valuation service where one of our agents will assess your property and compare it to similar properties that have recently sold in your area. We also consider market trends, property condition, and other factors.

We offer a FREE Home Value Tool that you can sign up for on our main page 

• Pre-qualification is an estimate of how much you can borrow based on your financial situation.
• Pre-approval is a more in-depth process where a lender reviews your credit history, income, and debt to give you a firm loan amount.

The timeline varies depending on your specific situation, but on average, buying or selling a home can take anywhere from a few weeks to a few months. We will work closely with you to ensure a smooth process.

Once you make an offer, the seller can accept, reject, or counter your offer. If they accept, the process moves forward with inspections, appraisals, and finalizing financing. If there’s a counteroffer, you can negotiate the terms until both parties agree.

Closing costs are fees associated with finalizing the purchase or sale of a home. These can include appraisal fees, title insurance, inspections, and more. Both buyers and sellers may have closing costs, which are typically paid at the closing meeting.

It’s possible to buy a home with less-than-perfect credit, though it may limit your financing options. You may need to make a larger down payment or secure a loan with a higher interest rate. We can help connect you with lenders who specialize in helping buyers with bad credit.

To make your home more appealing, consider staging it, improving curb appeal, and making any necessary repairs. A professional photographer can also help showcase your home in the best light. Our agents will guide you on how to prepare your home for sale.

Property management involves overseeing rental properties, handling tenant relations, collecting rent, coordinating repairs, and maintaining the property. Our team offers property management services for landlords looking to simplify the process.

Absolutely! We love working with first-time homebuyers and will guide you through every step of the process. From finding the right home to securing financing, we’ll ensure that your experience is smooth and stress-free.

You can reach us through the contact form on our website, or by calling 407-257-5587 or emailing me at daryl@fefloans.com. Our team is ready to assist you with any questions or concerns.